Be it saving for a car boat or first home, kids education or how to structure your KiwiSaver, we can show you how
We show you how to get the most out of KiwiSaver, the right asset mix for your investment time frame and show you your expected “ cash out” value. We can also project how much you can expect to receive as an income when you retire.
Let us show you the value of advice around KiwiSaver and the value of a KiwiSaver partnership with an adviser, just because it’s on your banking app doesn’t mean it’s RIGHT !!
We will help you find the appropriate insurance for your time of life, we will educate you about the different types of insurance such as, health, life , disability or income insurance.
Insurance is a critical component of a financial plan and should not be a grudge purchase but should be understandable , affordable and protect your ability to save and what you have saved
We have research and tools to assess your current arrangements against the market, our recommendation is not a guess or feel, you will always see the research and reasons for our recommendation.
We are not obligated to one provider, there is choice across a number of NZs leading insurers . If you feel sold to, you probably haven’t been advised.
INVESTING & RETIREMENT PLANNING
After discussing your investment goals and what you want to achieve, we structure a plan to meet those goals, be it preserving capital for the next generation , generating income in retirement, accumulating wealth sensibly outside of KiwiSaver to enjoy later in life, we will share what we know with you to make the process uncomplicated, transparent and agreed.
Educating our clients to understand the investment types and why some work and some don’t, what investment risk is and how it can be managed through knowledge and understanding of different investments is key to our advice process.